Planning for Your Ideal Future

The world is constantly evolving and we can see this in the way we retire. Traditional options have become outdated, and today the concept of retirement is very different for everyone and everywhere.

There are various ideas of what our life should be like in the future, but the most important thing is to have the tools that allow you to plan your specific financial goals efficiently.

With the steady growth of life expectancy, for both men and women around the world,
the amount you will need to retire comfortably is also increasing.

Rising life expectancy, coupled with declining birth rates, is leading to an imbalance between the working and non-working population that is putting state pension systems under strain.

Every day counts towards your goal

Starting your planning a year earlier can significantly increase the total amount you will be able to reach in your retirement. By saving efficiently, you can achieve a more comfortable retirement with a higher quality of life.

The numbers

If you plan to retire at age 65, these are the monthly amounts you would need to save to reach a target of USD 400,000 if your investments were to achieve a 5% annual return:

The cost of delaying

Whatever other planning goals you have, don't delay considering your retirement investment. We often think we have time to start planning for retirement, but we don't consider the financial impact of delaying our decision.

Using a monthly contribution of USD 450 and projecting a 5% return, the graph shows the impact of starting with 30 years to build up the retirement fund by age 60 and the impact on the possible monthly withdrawal over 30 years, taking from 1 to 5 years.